Present at the Healthcare Forum, an event organized by Adevărul, Alexandru Ciuncan (president of the National Union of Insurance and Reinsurance Companies in Romania) announced that in 2025, the private health insurance market will grow by approximately 10%. ,,We are doing sociological research and we see that it is a growing interest of Romanians“, said Alexandru Ciuncan.
How is the private health insurance market in Romania?
“If we look at almost all countries with developed economies, we see that voluntary private health insurance plays an extremely important role. In Romania it is one of the most dynamic markets. We estimate that there are approximately 860,000 Romanians – according to data from the end of 2025 – who benefit from such products. That is, they are protected by such insurance”said Alexandru Ciuncan.
Most such insurances are taken out by employers.
“The increase is about 9-10%. It is one of the most effervescent areas of the insurance industry. Things are developing well. I think it could develop more quickly, if the tax deductions were updated. At the moment, voluntary health insurance benefits from a deductibility of 400 euros per employee and employer. The level was set 10 years ago, it is clear that it needs to be updated. We have very good discussions with the Executive, with the Ministry of Health. We hope to have similar discussions with the representatives of the Ministry of Finance”said the President of UNSAR.
According to him, private medical insurance also helps the state.
“The way the system works – and it works well now – also benefits the state. Why? Because it relieves the public system of a whole series of expenses. There are approximately 500 million lei in compensation paid in 2025, money that has presumably not been paid from the CNAS fund.”
The health insurance situation, discussed in the Prevention panel
In the Prevention panel, at the Healthcare Forum, an event organized by Adevărul, topics such as the situation of family doctors, but also the problems faced by Romanian doctors, including those at the beginning of the journey – residents, were also debated.
Anonymous reporting of medical errors, new hospital accreditation rules and partnership with Belgium for major burn centres. These are just a few of the discussions that have taken place so far at “Healthcare Forum. The truth about the health of Romanians”the debate that brings together, in an open dialogue, high-ranking officials such as the Minister of Health, Alexandru Rogobete, managers of large medical units – including Dr. Adrian Marinescu and Dr. Alexandru Ulici -, renowned doctors and patient representatives. Minister Alexandru Rogobete announced that the regional hospitals in Timișoara and Târgu Mureș will be operational this summer, benefiting from the expertise of the Military Hospital in Brussels. Details
