In a time when prices increase faster than wages, saving seems like a challenge. Recent studies showed that one in five Romanians fails to save at all, although he is aware of the importance of this custom.
However, there is a less obvious, but extremely effective method, through which you can keep your money in your pocket when it comes to health expenses: medical subscription.
Although it may seem counter-intuitive, because it involves an investment, the medical subscription actually supports the saving. Whether it is offered as an extra -health benefit from the workplace, or it is directly purchased, this tool represents real support for the personal budget in the current difficult context, marked by inflation and increases.
How do you turn an extrasalarial benefit into a real financial advantage
The data of the Health Network Regina Maria, one of the largest health providers in Romania, with almost 1 million subscriptions and a portfolio of 13,000 corporate partners, shows that a subscriber saves, on average, 3,500 lei per year, almost a minimum gross salary, an amount that can be directed to holidays, hobbies or personal investments. The economies are determined by the access, in full or with significant discounts, by the subscribers of the consultations, analyzes and other medical services in the Ecosystem Regina Maria.
“By the way they are built, the medical subscriptions offer a double benefit-on the one hand, encourage prevention and, on the other hand, support saving. And employers that offer such benefits to their teams have understood that health is a key factor for productivity and, at the same time, real support for the personal budget of employees.”explains Andreea Minuță, executive director, Regina Maria subscription division.
Prevention – the most profitable habit
A Subscriber Queen Maria goes to the doctor, on average, 7 times a year, almost three times more often than a person without a subscription. Packages include annual analyzes, general and specialized consultations, plus substantial discounts on investigations. Depending on the subscription, you can also benefit from dental services, psychotherapy or kinetotherapy, the demand for premium packages increasing in recent years.
“Prevention is the key to health, and medical subscriptions support this behavior among Romanians. To discover a serious condition in advance means to increase your chances of healing and to improve the effectiveness of the treatment and we are glad to see that our subscribers have understood this.”adds Andreea Minuță.
See savings, not only feel the benefits
Through the application “my account” developed by Queen Maria and accessible both through Google Play and App Store and in the Desktop version, each subscriber can see exactly how much it has saved. In addition, the application stores your medical history, helps you to schedule your doctor or even consulted by a doctor, virtual, from anywhere, through telemedicine.
Whether you choose to invest the savings on a vacation, in your personal development or simply keep them for heavier days, Regina Maria medical subscriptions offer you a double benefit: more money left in the year and the quiet that your health is in good hands.