The well -known entrepreneur and chef Adi Hădean criticizes the Romanians who support the Reform of Pillar II of pensions on the grounds that “we do not know what to do with the money”. “I know you sighed because you don’t have a dad to ask if you are allowed to buy ice cream“He adds.
Adi Hădean is also known for his charity actions. Photo: Inquam Photos
The government proposes a draft law that fundamentally amends the Pillar II private pension system. One of the most important changes implies that the entire accumulated amount will no longer be able to withdraw.
Currently, participants in private and optional pensions can choose either for the full withdrawal of the accumulated amount, in which case they owe the winning tax and the contribution of social health insurance (CASS) for the entire amount exceeding 3,000 lei, or for scheduled withdrawals, in equal installments, for a maximum of five years (60 months).
The new legislative proposal eliminates the possibility of integral withdrawal. Instead, participants will be able to choose between two options: programmed withdrawal or life annuity. In the case of the first variant, the person will receive a fixed amount monthly, for a fixed period. If the holder dies before the funds are exhausted, the remaining amount will return to the heirs.
In addition, participants will be able to withdraw, in one installment, at most 25% of the accumulated amount, but will no longer have access to the entire amount at once.
In the case of life annuity, the pension will be paid throughout the beneficiary’s life, regardless of its duration. The monthly value of the pension will be calculated based on statistical factors such as life expectancy, mortality rate and other demographic indicators. For this reason, the monthly amount received will most likely be lower than in the case of a scheduled withdrawal.
In addition, a fee will be instituted. In the reasons for the reasons of the draft law, consulted by the truth, in the chapter “Preconced changes”, it is explicitly mentioned: “The expenses in charge of the payment fund are the monthly administration commission from the assets of the fund and the expenses regarding the financial audit activity of the payment fund. ”
Thus, instead of fully benefiting from the accumulated amounts, the future pensioners will pay in addition to the operation of the payment mechanism, a new masked fee in the commission.
Contributions to Pillar II will gradually increase from the current 4.75 % to 6 % of the gross income, estimated until 2031.
Adi Hădean: “This adult’s infantilization is very, very wrong”
The well -known entrepreneur and chef Adi Hădean criticized, on Facebook, the changes envisaged to Pillar II of pensions.
“I could say that I am a little interested in this story with Pillar 2, I feel that as I am shocked today the way my contributions to the state budget (huge, for a boy from Baia Mare who took it from 0 (zero) dozens of times), I will be scratched, if I do it,he begins to post.
On the other hand, the well -known chef notes some reactions in the online environment that the expected decisions are positive:
“A lot of nationals, some with white hair, some with a lot of school, arguing in favor of state control over the money of citizens, promoting the idea that” people would not know what to do with the money because they are not educated, and they would spend what you are. “
Hădean reminds those who believe that Romanians would not know what to do with the money in Pillar II that in Romania he died for the freedom to make their own decisions.
“” Well, beads, I know that many of you sighed at night in the pillow because you do not have a dad to ask in the morning if you are allowed to buy ice cream, yes you hold it for you. First of all because it has died for emancipation, then because we do not know so much. Now you sleep, if you want to climb the sofa “it is very, very wrong”the head said.
In addition, Hădean stressed that the state is probably the worst administrator: “Not to mention that it is enough to take a sincere look at schools, hospitals and almost everything in the direct control of the state to realize that they are not really good to manage your money. From where the hazna we are in. ”
