Do you have a joint account or do you keep your money separately? What does this say about your relationship?

According to recent reports, couples who keep their financial earnings together fight less about money than those who have separate accounts, explains cnbc.com.

However, while money is said to be the root of all evil, it can also be the secret to a happy marriage.

Opening joint accounts can lead to less frequent fights about money, a report by LendingTree found.

According to him, of those who have at least one joint account, only 12% said that financial problems caused them problems with their partner, compared to 15% of those who do not have a joint account.

The same report shows that 58 percent of those who share at least one bank account said they stayed together after a financial argument, compared to just 47 percent of those who don't have a joint account.

“If you want your marriage and relationship to survive, at least get a joint account”advises Stacy Francis, a certified financial planner and president and CEO of Francis Financial in New York.

A recent Bankrate report shows that 39 percent of married or cohabiting couples completely combine their finances, while 38 percent have a mix of joint and separate accounts, and 24 percent keep their finances completely separate.

“A marriage is also an economic union”

Stacy Francis advises her clients to open a joint account to cover joint expenses or to save for future plans.

“A marriage is also an economic union and keeping finances 100% separate doesn't really fit that definitionFrancis said.

Have a meeting about money!

But experts say there's no right or wrong way to manage finances as a couple, as long as both partners are on the same page.

“Try to schedule occasional money meetings to check in on your reaching progress financial objectives short term and lung,” advises Ted Rossman, senior industry analyst at Bankrate.

Stacy Francis also recommends an evening offinancial meeting” at least once a month and says that for a happy and healthy long-term marriage, open discussions about money are fundamental.